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wallet-api

// Interact with the BudgetBakers Wallet API for personal finance data. Use when the user needs to query accounts, categories, transactions (records), budgets, or templates from their Wallet app via the REST API. Requires WALLET_API_TOKEN environment variable.

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updated:March 4, 2026
SKILL.mdreadonly
SKILL.md Frontmatter
namewallet-api
descriptionInteract with the BudgetBakers Wallet API for personal finance data. Use when the user needs to query accounts, categories, transactions (records), budgets, or templates from their Wallet app via the REST API. Requires WALLET_API_TOKEN environment variable.

Wallet API Skill

Interact with the BudgetBakers Wallet personal finance API.

Prerequisites

  1. Premium Wallet plan required for API access
  2. API Token from web.budgetbakers.com/settings/apiTokens
  3. Set WALLET_API_TOKEN environment variable

Quick Start

export WALLET_API_TOKEN="your_token_here"
./scripts/wallet-api.sh me

API Reference

See references/api-reference.md for:

  • Authentication details
  • Rate limiting (500 req/hour)
  • Query filter syntax (text and range filters)
  • Pagination parameters
  • Data synchronization behavior
  • Agent hints

Available Commands

CommandDescription
meCurrent user info
accountsList accounts
categoriesList categories
recordsList transactions
budgetsList budgets
templatesList templates

Query Parameters

All list endpoints support:

  • limit (default 30, max 100)
  • offset (default 0)

Filter Examples

Recent transactions:

./wallet-api.sh records "recordDate=gte.2025-02-01&limit=50"

Amount range:

./wallet-api.sh records "amount=gte.100&amount=lte.500"

Text search:

./wallet-api.sh records "note=contains-i.grocery"

Category + date:

./wallet-api.sh records "categoryId=eq.<id>&recordDate=gte.2025-01-01"

Filter Prefixes

PrefixMeaning
eq.Exact match
contains.Contains (case-sensitive)
contains-i.Contains (case-insensitive)
gt.Greater than
gte.Greater than or equal
lt.Less than
lte.Less than or equal

Common Workflows

Get Account Balances

./wallet-api.sh accounts

List Categories for Organization

./wallet-api.sh categories

Recent Spending

./wallet-api.sh records "recordDate=gte.2025-02-01&limit=100"

Filter by Payee

./wallet-api.sh records "payee=contains-i.amazon"

Data Sync Considerations

  • Initial sync returns 409 Conflict — wait and retry
  • Recent app changes may not appear immediately
  • Check X-Last-Data-Change-At header for freshness

Rate Limit Handling

Watch for:

  • 429 Too Many Requests when exceeding 500/hour
  • X-RateLimit-Remaining header
  • Add agentHints=true for rate limit warnings